Certificates of Deposit

Certificates of Deposits are a savings account that pays a stated interest rate on a fixed principal amount over a specific period of time. Customers who desire a higher return on their money often choose a Certificate of Deposit. With a CD, you agree to invest your money for a predetermined amount of time (term). Advantage Community Bank offers several terms of investment to accommodate your short term and long term needs. Your interest rate is based on the term you choose and current market rates. We offer several options for receiving the interest you earn. Certificates of Deposit are FDIC insured deposits which offer safety and peace of mind.

  • A variety of terms and interest-payment choices with low minimum-deposit requirements; short-term and long-term investments.
  • Interest earned on your CD can be added on to the CD or transferred to an ACB savings, money market or checking account.
  • Use your CD as loan collateral.
  • Automatically renew your CD at maturity to keep your money growing!
  • An excellent way to save for college tuition, house down payment, or any special purchase.



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